Ford Credit offer a range of products to suit
your car finance needs.
Select from the list below to find out more.
Consumer
Loan - Ford Credit's Consumer Loan product
is a convenient and flexible way for you to obtain
finance for the New or Used car of your choice.
The vehicle is used as security for the loan, however
you have ownership from the beginning of the contract.
Upon the final payment you get clear title to the
vehicle. A Consumer Loan is regulated under the
terms of the Consumer Credit Code.
Corporate Hire Purchase - With
a Hire Purchase agreement with Ford Credit, payments
can be tailored to meet business cashflow. You also
have the option of purchasing the vehicle at any
time during the life of the contract. This type
of financing is traditionally for the business user
and can be approved in the name of an individual
or company.
Chattel Mortgage - a new, smarter
approach to vehicle financing. A solution that offers
you the immediate use of a vehicle for your business
and depending on level of Business Usage, a full
GST refund on your next BAS.
Finance Lease - Leasing is a
rental agreement between you and Ford Credit where
the rentals can be tailored to meet your individual
needs. The residual value is set according to
Australian tax life and depreciation guidelines.
At the end of the lease agreement, you may, subject
to our approval offer to purchase the vehicle
for the residual amount. Finance Lease is for
the business user.
Operating Lease - most suitable
product for your business if you need to turnover
your fleet on a more regular basis
Novated Lease - a three-way agreement
between Ford Credit, you and your employer
